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Sandbox asks for nothing. Production asks for one choice, and it changes who receives the money.

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The two models

The code is the same either way. Switching models does not rewrite your integration.

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Infi Managed

The charge is issued on our structure. You connect no key, register no webhook and do not go through four providers’ reviews. Activating asks for a dossier we review: company tax id, address, declared revenue, legal representative (id, date of birth, contact) and documents. The dashboard walks you through it. A person reviews it, and the answer is approved or refused with a reason — a refusal is something you read and fix. This is not a formality. In managed mode Infi is the party answering to the provider and to the payment scheme, so without an approved dossier there is no issuing in production.

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Payout

You request it in the dashboard. Today the payout is a transfer our team completes — not an automatic schedule, and we would rather say that than promise an SLA that does not exist yet. The amount is the gross minus the provider fee, our take, and any refunds or chargebacks for the period. A dispute on a charge already paid out is deducted from future payouts.

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BYOP

You connect your Stripe, Asaas, Efí or Woovi account. The payment is processed there, with your rates, and the money never passes through Infi. BYOP is a permission granted per account: ask in Settings and we review it. Accounts already collecting through their own provider keep it. What stays yours: the account, the contract, the limits, the risk and the onboarding review belong to your relationship with the provider. If they block your account or change a rate, Infi cannot reverse that.
Integration fee at the provider. A warning that costs money: some providers charge an extra fee per charge issued through a third-party integration. Asaas charges a gateway fee per charge issued via integration, on top of the method’s own fees, and it is not returned on a refund or chargeback. Check the fees at your provider before moving volume.

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Which one

Managed, unless one of these is true:
  • you already have a production account at a supported provider and want your negotiated rates;
  • the money has to land directly in your own company, with no intermediary;
  • you want the risk relationship with the provider to stay in your name.
In those three cases it is BYOP — and you ask for the permission.

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Next steps