> ## Documentation Index
> Fetch the complete documentation index at: https://docs.beinfi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Going to production

> Two collection models: Infi receives and repays you, or you receive straight into your own provider.

Sandbox asks for nothing. Production asks for one choice, and it changes who
receives the money.

## The two models

|                  | Infi Managed (default)    | BYOP (enterprise)             |
| ---------------- | ------------------------- | ----------------------------- |
| Who receives     | Infi, and repays you      | you, straight at the provider |
| Provider account | ours                      | yours                         |
| API key, webhook | nothing to configure      | you connect and maintain it   |
| Risk review      | one, ours                 | one per connected provider    |
| Provider fee     | inside the payout         | direct with the provider      |
| Refund           | deducted from your payout | leaves your account           |

The code is the same either way. Switching models does not rewrite your
integration.

## Infi Managed

The charge is issued on our structure. You connect no key, register no webhook
and do not go through four providers' reviews.

Activating asks for a dossier we review: company tax id, address, declared
revenue, legal representative (id, date of birth, contact) and documents. The
dashboard walks you through it. A person reviews it, and the answer is approved
or refused **with a reason** — a refusal is something you read and fix.

This is not a formality. In managed mode Infi is the party answering to the
provider and to the payment scheme, so without an approved dossier there is no
issuing in production.

### Payout

You request it in the dashboard. Today the payout is a transfer our team
completes — not an automatic schedule, and we would rather say that than promise
an SLA that does not exist yet.

The amount is the gross minus the provider fee, our take, and any refunds or
chargebacks for the period. A dispute on a charge already paid out is deducted
from future payouts.

## BYOP

You connect **your** Stripe, Asaas, Efí or Woovi account. The payment is
processed there, with your rates, and the money never passes through Infi.

BYOP is a permission granted per account: ask in **Settings** and we review it.
Accounts already collecting through their own provider keep it.

What stays yours: the account, the contract, the limits, the risk and the
onboarding review belong to your relationship with the provider. If they block
your account or change a rate, Infi cannot reverse that.

<Info>
  **Integration fee at the provider.** A warning that costs money: some providers charge an extra fee per charge issued
  through a third-party integration. Asaas charges a gateway fee per charge issued
  via integration, on top of the method's own fees, and it is not returned on a
  refund or chargeback. Check the fees at your provider before moving volume.
</Info>

## Which one

Managed, unless one of these is true:

* you already have a production account at a supported provider and want your
  negotiated rates;
* the money has to land directly in your own company, with no intermediary;
* you want the risk relationship with the provider to stay in your name.

In those three cases it is BYOP — and you ask for the permission.

## Next steps

* [Quickstart](https://beinfi.com/en/inicio-rapido) — a sandbox key in one call
* [Payment link](https://beinfi.com/en/link-de-pagamento) — charge without building a checkout